Author Archives: Mitchell Sarah

Does car insurance cover sinkholes? what pays, what doesn’t

Geological events such as sinkholes pose an unusual risk to vehicles because damage can occur [...]

Does car insurance cover tornado damage?

Severe weather can strike without warning, leaving drivers wondering whether their insurance policy will cover [...]

Who needs commercial auto insurance? Every business owner

Many small business owners use a personal car, pickup, or van for work and assume [...]

What is auto insurance? How does it work?

Auto insurance is one of the most important financial protections every driver can have, yet [...]

What are the types of car insurance? A beginner’s guide

A personal auto insurance policy is constructed from distinct coverage components, leading policyholders to ask [...]

Does insurance follow the car or the driver?

Does auto insurance cover the car or the driver? In most everyday situations, the simplest [...]

What’s a good interest rate on a car for your credit score?

Most car shoppers naturally focus on the vehicle’s selling price, but the interest rate can [...]

Car lease explained: How does a lease on a car work​?

Automotive leasing operates on a different financial model from traditional vehicle financing. To evaluate a [...]

How much should a first car cost​? 

Here is the truth: many first-time buyers overspend. They fall in love with a car, [...]

What happens if you have a car accident without insurance?

According to a 2025 study by the Insurance Research Council (IRC) cited by Triple-I, an [...]